Campus fraud prevention is a safety course that every college student needs to take seriously. Scammers often exploit students' lack of social experience and weak awareness of prevention to design various traps. Below is a practical guide to campus fraud prevention that has been compiled for you. It is recommended that you read it carefully and forward it to the classmates around you.
Common Types of Campus Fraud
Brush-order rebate fraud: Using "stay at home, earn hundreds a day" as bait, they first give small rebates to make you lower your guard, then require large upfront payments, and finally block you outright. Brush orders are themselves illegal, and any rebate that requires you to pay first is a scam.
Impersonating teachers/counselors to collect fees: Scammers mix into freshman groups or class groups, impersonate counselors or class cadres to collect material fees, training fees, or activity fees, and privately send QR codes to make you transfer money quickly. All school fees go through official payment platforms, and teachers will never collect money privately.
Campus loans/canceling campus loans: Using "low interest, no collateral, instant arrival" to induce loans, or impersonating customer service to say "student accounts need to be canceled, otherwise it will affect your credit score," they step by step extract information and transfers. Legitimate loans will not ask you to pay first, and you should resolutely avoid any online loans.
Impersonating customer service for refunds/express compensation: Falsely claiming order abnormalities, lost express deliveries, or refund compensation, they send fake links for you to fill in bank card and verification code information. Once entered, the money is transferred away immediately. Refunds do not require you to pay first, and you should resolutely not click unfamiliar links.
Game equipment/second-hand transaction fraud: Privately trading accounts, skins, or idle items without using official platforms, the other party disappears once they receive money; or they send "fake customer service" or "fake platform" links to steal accounts and money.
Online romance pig-butchering scam: Pretending on social software to be a rich handsome man or beautiful woman, they build trust through warm care, then use investment, borrowing money, or emergencies as reasons to defraud money, and even induce nude chat recordings for privacy extortion.
Impersonating public security, procuratorate, and court authorities: Intimidating you by claiming you are suspected of a crime and inducing you to transfer money to a "safe account." Public security, procuratorate, and court authorities will not handle cases by phone, let alone ask you to transfer money.
The "Three No's and One More" Principle of Fraud Prevention
Do not easily believe: Treat unfamiliar calls, text messages, and links as suspicious, do not covet small favors, and do not believe in part-time jobs with high returns.
Do not disclose: Never reveal your ID number, bank card number, payment password, or verification code to strangers, do not scan unknown QR codes, and do not download non-official apps.
Do not transfer money: Without verifying identity, resolutely do not send money to unfamiliar accounts. Any request during a transaction to continue transferring money under the names of "unfreezing fee," "deposit," or "service fee" is fraud.
Verify more: When encountering situations such as unfamiliar people entering the school, borrowing money online, or fee notices, promptly confirm with your counselor or the school security office, and verify the other party's identity by phone or in person.
What to Do If You Encounter Suspected Fraud
Stop losses immediately: Hang up the phone, block the other party, and do not continue communicating with the scammer.
Preserve evidence: Keep chat records, screenshots, transfer receipts, the other party's account information, and so on.
Report to the police promptly: Report to the school security office as soon as possible, and call 110 or the anti-fraud hotline 96110 for consultation and reporting.
One-click report: You can use the National Anti-Fraud Center APP to make a one-click report and help more people avoid traps.